Financial Freedom: 2009

Nov 30, 2009

10 Steps To Boost Your Affiliate Marketing

There are some simple steps you can take to make more money through affiliate programs;

1. Capture e-mail addresses with an "opt-in" list before sending your visitor to the merchant vendor web site.

2. Write an un-biased review article about the product or program you are promoting.

3. Promote products that offer residual or recurring income commissions, such as web hosting packages, auto responders, and membership sites.

4. Give away free Viral E-book PDF's loaded with your affiliate links throughout.

5. Create your own Internet marketing ebook. Fill the e-book with 5-10 of your own affiliate links.

6. Create an affiliate marketing blog and update your content and keywords often.

7. Create simple yet affective internet marketing formula that can be condensed into a 10-20 page free PDF. Load the e-book with your affiliate links, products needed for your specific forumla to prosper.

8. Use your opt-in list and start your own affiliate marketing newsletter with valuable information on the best multi-tier affiliate marketing programs.

9. Join some two-tier affiliate programs and create an affiliate programs review directory of the top ten affiliate programs on the web.

10. When running a Yahoo Overture or Google Adwords ad, capture people's e-mail addresses with your opt-in list, instead of sending a prospect directly to a merchant from your site page.

Try your best!

May 12, 2009

How Twitter Can Explode Your Profits

What Is Twitter?

In case you’re not familiar with Twitter, it is a social media tool that allows people to know what their fellow twitterers (people using twitter) are doing at this very moment.

Are you getting ready for bed? Put that on Twitter! Are you buying a new couch or writing a report on the effects of social media marketing? Put that on Twitter! Are you throwing a birthday party for your golden retriever? Well, you can put that on Twitter as well. There are no boundaries as to what you can put on Twitter. In Twitter, even the most mundane updates about your life can be pretty liberating.

Sounds simple, right? Perhaps, it is this simplicity that has made Twitter quite a sensation on the Internet. There’s also something amusing about knowing what other people are doing and letting them know your own business as well. This combination of fun and simplicity is what ultimately appeals to Twitter fans.

Free Website Templates

What is adiWidget™?

adiWidget™ is the static image to be put at the corner of your web. It can be used to give the mood of your web with any image that you want. All of the items here are FREE! So, enjoy then... It is advised that you use the latest browser i.e IE7 and Firefox. adiWidget™ is not compatible with IE6 or below. Please visit --Here-- to know how to apply adiWidget™ in your site. If you have any questions, want to contribute images for adiWidget™ or anything personally, you are welcome to e-mail me at adiwira[at]gmail.com. Otherwise, please use my shout box.Read More on adiWidget™

Website templates are pre-designed websites all you need to do is add your own personal content and your ready to jump start your own website. You can customize the website templates any way you like. Read More

That's right, Get paid to search the net!

Dibayar hingga $ 1000 perbulan!

Anda suka "browsing?"

InterADmedia menawarkan program kemitraan bebas, kami berbagi pendapatan iklan kami mencari pengguna dengan kami! Apakah Anda mencari youtube, facebook atau situs lainnya, kami akan membayar Anda untuk setiap menit Anda sedang online cari! Apa yang harus Anda lakukan untuk mendapatkan bayaran? Read More

Apr 29, 2009

Menyembunyikan data / dokumen di dalam file gambar

Masih seputar sembunyi-sembunyi seperti postingan yang lalu, tetapi bukan drive, kali ini yang disembunyikan adalah dokumen /file yang berformat Zip atau Rar ke dalam file gambar (jpg, bmp, png, gif...). Jadi untuk menyembunyikan file doc, xls, ppt, pps,txt..dll, sebelumnya harus diubah atau dimasukan terlebih dahulu ke dalam file zip atau rar.
Setelah menjadi format rar atau zip, baru kita bisa sisipkan ke dalam file gambar untuk disembunyikan. Berikut adalah tahapannya :

1. Siapkan file rar atau zip yang akan disembunyikan
contoh : dataku.rar
2. Siapkan file gambar
contoh : pic.jpg
3. Simpan kedua file tersebut di dalam satu drive atau folder yang sama
misal disini kita simpan di D:\
4. klik start-->RUN-->ketik CMD-->klik OK (untuk membuka command prompt)
ketik D: tekan enter ( untuk masuk ke D, lokasi dimana file tadi berada)
5. Perintah utamanya adalah berikut ini :
ketik copy /b pic.jpg+dataku.rar baru.jpg (perhatikan spasi) -->tekan enter
maka akan muncul file baru (baru.jpg)

File baru.jpg adalah file gambar yang di dalamnya terdapat file dataku.rar dan terlihat seperti file gambar biasa..
6.Untuk membuka file yang disembunyikan
Klik kanan pada file baru tersebut-->Open With-->pilih winrar atau winzip
(file dokumen yang disembunyikan akan terlihat ).

Semoga bermanfaat
Diposkan oleh kakara di 21:26 Read More from .....

Earn Money While You Tweet

You enjoy tweeting with your friends, but wouldn't it be great to make a little extra cash on the side while you post on Twitter? twtAd has the solution: we give you links to post on your Twitter account, and you earn money each time someone clicks on your link!

With the growing sucess of Twitter.com services, there are increasing opportunities for people to make money through this system and here is one more called as TwtAd which seems to be a real easy way to make money if you are a regular tweeter and who keeps updating their account with different kind of messages and has a big number of followers who would be clicking on the links you send.

Here is what TwtAd says about their services in short.

You enjoy tweeting with your friends, but wouldn’t it be great to make a little extra cash on the side while you post on Twitter? twtAd has the solution: we give you links to post on your Twitter account, and you earn money each time someone clicks on your link!

TwtAd ou need to signup and become a member first, after which you need to complete the activation email you recieved. Once you login to your User Account, you will find all the ads listed under the ‘post ads’ section , where all the ads are listed with a option to ‘Tweet them’ through you account. You need to visit the ‘Twitter Profiles’ section and you need to add your Twitter Logins through which you are planning to promote the paid links.>Read More ------>

Read More from .....

Apr 27, 2009

BEREBUT

ORANG ramai bersesak melanggan unit-unit Amanah Saham Wawasan 2020 di Ibu Pejabat PNB di Kuala Lumpur, semalam. – UTUSAN/ZULAZHAR SHEBLEE

28 April 2009 / 3 Jamadil Awal 1430

ORANG ramai tidak melepaskan peluang membeli unit-unit Amanah Saham Wawasan 2020 (ASW 2020) sebaik sahaja ia dibuka untuk langganan semalam.

Di Kuala Lumpur, pelabur menunggu di Ibu Pejabat Permodalan Nasional Berhad (PNB) seawal pukul 4 pagi untuk melanggan saham tersebut walaupun kaunter hanya dibuka pukul 8 pagi.

Justeru tidak menghairankan apabila dalam tempoh tiga jam 50 minit, kesemua 980 juta unit atau 49 peratus daripada 2 bilion unit ASW 2020 yang diperuntukkan bagi langganan pelabur bukan bumiputera, telah habis dijual.

Financial Stress Busters

Here are some financial stress busters to help when emotions run high relative to money and the economy:

1. Laugh with a friend or watch a silly movie. Great movies and television programs are available for free online. Check out Hulu.com.

2. Sit down and develop a budget. The belief is not knowing makes you less stressed when in fact it usually produces stress. Read More

Apr 25, 2009

TDW University - Rahasia Menjadi Kaya dan Bertumbuh Semakin Kaya

Kekayaan adalah sama dengan kemampuan untuk terus bertahan hidup dengan gaya hidup yang ada, tanpa harus bekerja.

Keterangan:

Penelitian yg dilakukan oleh Gallup International menunjukkan bahwa rata-rata eksekutif ibukota & Asia kaya mampu bertahan 90 hari dengan gaya hidup yang ada apabila besok dia berhenti kerja. Setelah itu mereka harus mulai menjual asset atau berhutang.

Kaya adalah relatif. Sebagian orang merasa kaya ketika mempunyai uang 10 juta rupiah. Sebagian orang merasa tidak kaya walaupun sudah memiliki uang 10 milyar. Menurut majalah Forbes kaya adalah orang yang mempunyai penghasilan 1 juta US keatas setahunnya. Sedangkan menurut Robert T. Kiyosaki yang mengutip dari gurunya Buckminster Fuller bahwa kaya adalah bukan berapa besar active income anda melainkan kaya adalah apabila passive income lebih besar dari biaya hidup. Yang dimaksud passive income disini adalah uang yang masuk tanpa harus bekerja.
Read More

Simpanan Emas?

Bagaimana saya nak mulakan simpanan emas? tentulah jawapannya kena ada duit.
Betul tak?

Sebelum ni kita hanya buat simpanan kalau ada lebih duit gaji di bank. Macam saya setiap bulan buat potongan gaji ke tabung haji. Kadang-kadang ada juga ejen insuran suruh kita menabung melalui caruman setiap bulan kepada syarikat insuran. Alasannya kita dan keluarga kita dilindungi insuran dan bila cukup tempoh matang kita boleh dapat semula duit yang kita carumkan setiap bulan tu. jadi di hari tua kita ada simpanan yang banyak. Pendek kata, panjang pun kata, sebelum tahu tentang faedah emas ni kita hanya tahu simpan duit kertas aje. Apa kata kalau kita simpan emas pula...

Sekarang ni ada 3 cara untuk menyimpan emas.

MeCD

KENYATAAN MEDIA PEJABAT PERDANA MENTERI

Penyerapan Fungsi-Fungsi Dan Agensi-Agensi Di Bawah Kementerian Pembangunan Usahawan Dan Koperasi

Adalah dimaklumkan bahawa Y.A.B. Perdana Menteri telah bersetuju supaya fungsi-fungsi dan agensi-agensi yang berkaitan di bawah Kementerian Pembangunan Usahawan dan Koperasi yang telah dibubarkan berikutan pelantikan Anggota-Anggota Pentadbiran yang baru pada Jumaat, 10 April 2009 diserapkan ke kementerian-kementerian lain seperti berikut:

What Is Paypal?

Paypal is one secured payment processor on internet, and most used by people worldwide. With Paypal, we can buy anything or receive money online. We can also transfer money to other Paypal users, just like using bank account or bank transfer. Of course, you will need it to receive your payment and later then we can withdraw it into your currency, directly through bank account.

That's necessary to having Paypal account if you want to making money on internet, because most of companies pays you through Paypal. If you don't have, you will never receive your payment from internet.

Panduan Perniagaan Menerusi eBay dan Lelong Read More from http://ebook-duit.blogspot.com/2009/04/panduan-perniagaan-menerusi-ebay-dan.html

Tipah tertipu bang!!!

Truly, gabbana 07 March 2009 at 8:00 AM

Aku baru je nak cuba berjinak-jinak dengan perniagaan internet ni. Nak tambah pendapatan sikit la kononnya. So dalam banyak-banyak pilihan yang ada, aku memilih eBay sebagai platform bisnes aku. Entahla, aku trauma jugak sebenarnya dengan MLM atau pun wadah-wadah yang seangkatan dengannya!

Bagi aku, eBay ni, macam berniaga betullah. Ada barang dia, walaupun tak boleh pegang, tapi at least kita nampak barang tu. Kira barang yang diniagakan solid ah. Bukan khayalan atau maya semata-mata. Read More

Apr 11, 2009

Gaji Kedua Dari SponsoredReviews (SR)

Alhamdulilah, Setelah Dua minggu Pertama mendapat Gaji Perdana dari Sponsored Reviews, Kemarin tanggal 3 Maret 2009, Sudah Kuterima Gaji dari Master Of Broker ini, Jumlahnya Memang tidak seberapa tapi lumayan lah buat beli HP baru n beli pulsanya,, :D hehe

9 Things You Must Do to maximize Your Chances of Obtaining a Small Business Loan

To get approval for your small business loan application, you must be able to meet the lending criteria set down. Some organisations are more risk averse than others, and will therefore have more stringent criteria.

Read More

Tips For Maximizing Your Google AdSense Revenues

Here are some tips to make AdSense work better for you. If you do them all and you’re still not having any luck, then you just might be running one of those sites that don’t make money

Read More

Creating Wealth With Affiliate Programs: Getting Rich With No Money Down

The question I am asked the most is, "How can I create additional income streams if I don't have any money to get started?"

Read More

Mar 10, 2009

Seven Surprising Stay-Home Salaries

Mortgage Basics

Adjustable or floating rate, 15-year or 30? How much mortgage can you afford? These are just a few of the many questions home buyers will find information on in this report.

Before You Start Read More

Tips to Improve Your Credit Score

Fixing your credit is going to be a long process, but once you’ve achieved your goal, you will be completely relieved that you took the plunge and came out on top Read More

Mar 8, 2009

How You Can Make $100 Each Month Writing for Triond

Posted on February 28th, 2009 in Online Writing by Athlyn Green

Most writers dream of the day that they will cross over from making pennies to dollars. How can a writer go from making those pennies to earning $100.00 a month writing Triond articles? Read More

Also Read Fro Here

Retire Rich... Really Rich

If you want to retire rich or plan on retiring a little earlier than the average Joe, it's time to evaluate your situation. Unless you were lucky enough to be...Read More

Author: Luis Rodrigues, Financial Correspondent
Source: AskMen.com

Mar 6, 2009

Sales Marketing

Without an effective sales marketing strategy, most businesses would fail within a very short period of time. By simply putting a product or service on the market without the proper research and planning, the chances of finding success are almost nonexistent. While there are isolated cases of success .....Read More

Jerat 'Along' Kacak

KESAL...Abdul Azeez menunjukkan dokumen aduan berkenaan
along.

KUALA LUMPUR:

Taktik licik sindiket wang haram atau along kini dikesan menggunakan lelaki muda berwajah kacak bagi memujuk peniaga wanita yang kesempitan wang.

Pesuruh along umpama model itu sememangnya dilatih untuk ‘bermulut manis’ memerangkap peniaga wanita yang mempunyai masalah kewangan mendapatkan pinjaman wang haram. Read More

Reverse Mortgages Information.

The baby boomers have certainly turned this product into a raging success and with that came a storm of questions about what a reverse mortgage is and how it works. The reverse mortgage allow eligible home owners to have money from the bank. Read More

The Financial Crisis’s Sacrificial Lambs

Photo-illustration by Lon Tweeten for TIME

Read More....on the Poll Result for the Top 25 People to blame for the Financial Crisis.

Read More on "One Victim Asks: Was it Worth it, Mr. Madoff?"

Practical Approach to Financial ‘Wellness’

As a matter of personal rule, I shun money borrowing. I work hard, and I do not want any debt to put unnecessary emotional and financial burden on me. Yeah. You read it right.

More..

Mar 4, 2009

Gain over 10 Million Backlinks for FREE

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Car Loan Calculator - Car Finance Calculator - Car Loans

Need a car loan calculator/car finance calculator? Click here for a free online
Loan Calculator. .

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Mar 3, 2009

Interesting background of Malaysia Retail Operators - Giant, Tesco, Carrefour

Women ‘Own’ Some 1,500 Companies

LONDON — Sunday 25 March 2007 (07 Rabi` al-Awwal 1428)

Mushtak Parker, Arab News
The Middle East's Leading English Language Daily

Princess Adelah bint Abdullah, the daughter of Custodian of the Two Holy Mosques King Abdullah, should perhaps take a leaf from the copybook of Marina Mohamed and Nori Abdullah. Marina is the daughter of former Malaysian Premier Dr. Mahathir Mohamed and Nori is the daughter of the current Premier Abdullah Badawi. They are known for giving their fathers “an earful” regarding the rights and empowerment of Muslim women.
Read More

George Soros explains the current financial crisis

Saturday, December 6, 2008

...... George Soros explanation of 2008 financial crisis the best.

Madoff Seeks to Keep NYC Penthouse, $62M in Assets

NEW YORK – finance.yahoo.com
By LARRY NEUMEISTER, Associated Press Writer
3 Mac 2009

Bernard Madoff is seeking to keep a $7 million Manhattan penthouse and an additional $62 million in assets [Read More]

More Victims, Cash in Tax Scam

By The Nation
Published on March 3, 2009

The Crime Suppression Division (CSD) said yesterday more than 100 people could be victims of the ThaiTaiwanese gang's faulty tax return via ATM scam, and has established a team to work with Taiwanese counterparts to make more arrests there.

[Read More From..]

Mar 1, 2009

Banks to Reduce Monthly Loan Repayment Instalments

KUALA LUMPUR:
1st March 2009, Sun 10:50:31 pm

All commercial banks will take immediate steps to reduce the monthly loan repayment instalments for facilities with interest rates pegged to the base lending rate (BLR).

This is to help borrowers in the current challenging environment, the Association of Banks in Malaysia (ABM) said in a statement yesterday. More..

Source: New Sabah Times

Feb 15, 2009

Refinancing a Mortgage

Mortgage

One way or the other most of us have mortgaged our home and in these crunching times, it’s more and more difficult to pay our annual percentage rate or APR. However, current trends indicate that mortgage rates have been dropping to record lows. Now is a good time to refinance your mortgage.

In fact the average contract interest rate for a 30 year fixed-rate mortgage went down to 5.04% from 5.18%. For 15 year fixed-rate mortgage, the average contract interest rate decreased to 4.91%. While the average contract interest rate for 1 year is now only 6.36%. According to the Mortgage Bankers Associations or MBA, this promptly resulted to an increase in refinance applications which went up by a whooping 62%.

Mortgage refinancing means using your existing home to lessen the amount paid to your annual percentage rate without extending additional cash. But before you can apply for refinancing, ask yourself this question “is it really time?” The question below can give you an idea.

Is your mortgage rate one percent higher that the current rate offered? If the answer is yes, then go for refinancing. This one percentage is already a considerable savings on your part. If you have decided to go for refinancing, there are some things you need to consider as not everyone’s application can be successful.

The following questions will guide you:

i. How much is your yearly income? A lot of refinancing applications place heavy emphasis for this information. If you can provide details that you can amply pay for the mortgage rate, your application has more chances of being approved.

ii. How much is your credit score? Current requirements for a credit score is 740 if you really expect to get a lower annual percentage rate. The higher the credit score, the lower the annual percentage rates offered.

iii. How much is your home equity? In order to qualify for refinancing, you must a have minimum home equity of 3 percent. Sad to say but a lot of home owners now have negative home equity.

iv. How much is your loan to value ratio? The ideal shouldn’t be more that 80%. This means if you have a home worth $500,000 your loan should be $400,000 or less.

Even if you have a full percentage points down from your current mortgage rate, make sure there are no hidden charges which could eat up your gains. Fees charged with mortgage refinancing can be deceiving. To determine how much you’ll e paying for the annual percentage rates, you can use an online mortgage calculator.

With the number of refinancing applications high and the number of mortgage lenders willing to take risk is low, its all the more difficult to find the best mortgage rates available.

You have to be very patient and meticulous when searching.

Luckily, http://www.Monitorbankrates.com provides this service. The site has an online mortgage refinancing search service, that’s easy to use. Just select loan type, which in your case is “Refinancing” and provide your zip code and that’s it. You’ll be getting quotations for the best mortgage rates. Aside from these, Monitor Bank Rates has a lot of useful information on mortgages. The website is updated with the latest information on the financial industry that can help you.

Article Source: http://www.ArticleStreet.com/

Author: Jason P. Jones

Mortgage

Feb 13, 2009

When is it Too Late for Retirement Planning?

Author: Bernz Jayma P.

Most people, when they think of retirement planning they think about waking up late, going on month long vacations, spending time with the grand kids and travelling. In actuality this should be the case for hard working individuals with sound financial and retirement planning. Besides what’s the point of working 40 hours or more a week for 45 years if you can’t bass in the thoughts of having a secure retirement?

Sadly many seniors between the ages of 55-60 plan on working an additional 10-15 years and extending their retirement plans well beyond age of 65. This means they did not put sound financial thinking into their retirement planning. What would make someone not consider their financial future after 65 if they know the cost of living will be substantially higher and means of financial support would be the low end of social security?

For some seniors the urge to add financial planning to there retirement plans may have started at the age of 50 and with 15 years let to work they felt it was too late to plan. Others simply believe that social security benefits, their children and the little money they put away each month will hold them through their retirement. This type of planning isn’t very practical since the cost of living will be much higher in 15 years, the possibility that your children may have financial woes and the money you stashed in drawers, jars and under the mattress has no growth potential.

If you think that it’s too late to start making financial decisions for retirement planning you couldn’t be further from the truth. As a matter of fact according to some financial planning coaches it’s never too late to plan for your financial future after retirement. While the potential for financial security after 65 is higher for people who start planning their retirement early it doesn’t mean that you can plan for a comfortable retirement future with only 15-20 years left.

Financial coaches will tell you if you set aside at least $5000.00 a year for at least 25 years, which is just under $500.00 a month, you would have saved nearly $800,000.00 towards retirement. But if you add another 10 years to this amount you would have nearly 1million in retirement funds. Now deduct 10 years from the 25 years and you could save close to half a million if you start at the age of 50 until your 65. Now ask yourself could you live off of half a million? Your retirement would be much more comfortable spending half a million verse 15 – 20 thousand a year.

Retirement planning is one of the most important things you could do to secure your financial future. Once you have the financial part taken care of you can start putting in those reservations for vacations, traveling and having a great time with your grandchildren without having to depend on the state or your children. Check out your options in using IRA’s, Stock investments and 401k plans to get you started. And remember it’s never too late to make financial decisions with your retirement planning.

About the Author:

Author and entrepreneur Bernz Jayma P. is the owner of a financial blog dedicated to helping people expand their knowledge on personal finance. You may visit his blog at http://www.Invesmint.com.

Article Source: http://www.articlesbase.com/investing-articles/when-is-it-too-late-for-retirement-planning-766509.html

Feb 12, 2009

A Guide to Equity Loan Mortgage Refinance

There is a lot to learn about when it comes to the topic of equity loan mortgages, and to be exact you should realize the benefits that you could possibly gain from refinancing your home. In particular since over the past few years the mortgage rates have hit all time lows, by refinancing your home you are able to get hold of the opportunity to benefit from this.

Equity loan mortgages are fundamentally second loans that are used to pay off your mortgage so that you can gain from lower interest rates. By taking out an equity loan mortgage, a homeowner is able to lower their existing monthly mortgage payments, and it is also a enormous way for a home owner to combine their debt and therefore they can save a great deal of money in the long term.
Read More

Author: Cindy Heller

Scam SMS's and E-Mail's

Some people can be easily being duped by spam email, usually they are promised a large sum of money. But in doing that, they have to pay an amount specified by spam email sender. After that the, the spam emailers, vanished!

Read the newspaper article below, Utusan Malaysia 4 Feb 2009.

Feb 11, 2009

3 Simple Steps to Earning More from Google AdSense

AdSense isn't tricky if you know what to do to optimise your ads for more clicks. Most web masters just stick their ad-code in some dark and murky corner of their site, hoping to wake up millionaires the next day but that just won't happen. Show your ads some respect and THEN watch as they earn you some green stuff.

Place Your Ads as Close to the Action as Possible

Your ads should be as close to your content as possible. On sites with lots of content, I find that embedding a single "Large Rectangle" unit at the top-left of the article works wonders. You want the article to "wrap" around your ad so that your eye can't miss the ad even if it tried. Read More

Author: Norio De Sousa
Maxiware CC, Centurion, South Africa

Article Source: http://www.freearticles.co.za/internet-marketing/adsense/3-simple-steps-earning-more-google-adsense.html

First Cashout from sponsoredtweets

Make Money From Twitter

Phew... At last! Now I'm eligible for cashout from sponsoredtweets. The minimum amount to be able to cashout is USD 50.00.

Just checked my accounts and its shows the total amount of $52.88. Extra $2.88 from the cashout threshold. The amount of $52.88 comes from 36 opps and supportive referrals (thank you so much!):

After pressing the withdraw button, it will asks for the amount to be withdrawn, details and paypal email.

Easy right? I checked my paypal account. I am $50.00 richer! I only cashout $50 , the extra $2.88 in sponsoredtweets account will hopefully help me to cashout faster second time.

So guys, make sure you have your paypal account. Registration is free.Click the banner below.

If you are not yet registered to sponsoredtweets, feel free to register here and make some pocket money. You can put me as your referral if you want.

p.s If you (especially who make me their referral) have any question playing sponsoredtweets feel free to ask in comment section or tweet/DM me.

Sumber: http://www.zulseffort.net/2010/03/first-cashout-from-sponsoredtweets.html

Make Money From Twitter

Why We Must Be Financially Freedom?

Why world economic becomes a disastrous to various country?

This is because some people want to make profit by increasing prices.

People must manage their wealth to make sure they are financially free from debt.

Financially to freedom!!